Solutions
Solutions are tools.
Strategy gives them purpose.
What follows is not a catalog. It is a map of where different structures tend to sit within a plan, and the conditions that determine whether any of them belongs in yours.
The same instrument can solve very different problems.
A policy written to protect a young family and a policy written to create liquidity inside a succession plan may look similar on paper. They are doing entirely different work.
This is why we resist leading with products. The relevant question is never which structure is best in the abstract — it is what the plan requires, and whether a given structure can deliver it under the client's actual circumstances.
By Strategic Role
Five categories. One conversation.
01
Protection
The foundation most other planning depends on: making sure an adverse event does not force decisions that were never meant to be made under pressure.
- Life Insurance
- Term Life
- Whole Life
- Universal Life
02
Wealth & Legacy
Structures that preserve what has been built and prepare how it is passed on. Continuity, liquidity, and the careful transfer of wealth between generations and across jurisdictions.
- Insurance-Based Planning
- Cash Value Strategies, where applicable
- Legacy Planning Support
- Succession Planning Support
03
Retirement & Longevity
Planning for a horizon that keeps extending, where duration, health, and sequence matter as much as accumulation.
- Retirement Solutions
- Long-Term Planning
- Health-Related Solutions, where applicable
04
U.S. Solutions
Solutions available to eligible U.S.-based clients through established American insurance companies, subject to underwriting and licensing.
- Term Life
- Whole Life
- Universal Life
- Indexed Universal Life
- Other suitable insurance structures
05
International
Access for eligible internationally connected clients whose families, assets, or plans extend beyond a single jurisdiction.
- International Life Insurance
- Offshore Solutions
- Solutions for eligible internationally connected clients
U.S. Insurance Solutions
Access to established U.S. markets.
Aion provides access to selected life insurance solutions issued by established insurance companies in the United States. Depending on the case, that may include term, whole life, universal life, indexed universal life, or other suitable structures.
Their relevance is a planning question rather than a product question: whether the structure supports what the client is trying to protect, transfer, or prepare for, and whether it can be sustained over the horizon the plan assumes.
Availability depends on
Eligibility
Underwriting
Policy terms
Carrier requirements
Residency
Jurisdiction
Applicable licensing
International Solutions
Global lives require global thinking.
For clients whose families, assets, business interests, residency, or long-term plans cross borders, planning has to account for how each jurisdiction views what was arranged in another.
We provide access to selected international solutions that may form part of a broader strategy. Whether they are appropriate is determined case by case, and no outcome regarding taxation, estate treatment, or protection can be assumed.
Market Access
The companies behind the structures.
Solutions are issued and underwritten by insurance companies. Working with established carriers in the United States and abroad widens what can be considered — it does not make every structure available to every client.
Company marks are shown for identification purposes only and do not imply endorsement. Availability depends on eligibility, underwriting, residency, jurisdiction, carrier requirements, and applicable licensing.
Begin
What comes next deserves a plan.
Whether the question is protecting a family, preparing a transition, organizing a financial life that now spans more than one country, or widening what your firm can offer its clients, the work starts the same way — with understanding what actually matters to you.